Our office is dedicated to consumer protection. Some car dealers are the worst offenders in cheating consumers. A client came to our office complaining about a lemon the client bought from Gerald Wetzel Motors in Bismarck.
Wetzel Motors is one of those car dealers that makes as much money in high interest and finance charges as it does on the car itself -- sometimes repossessing a car and re-selling it more than once. This is called the "Buy Here Pay Here" style of car dealership.
Those dealers prey on buyers with poor credit scores who have little choice in financing or who are just too unsophisticated to know when they're paying a fortune in interest.
That's why the Truth in Lending Act -- TILA -- exists in the first place.
We found out that Wetzel Motors was violating TILA and brought a winning lawsuit.
After we sued, Wetzel Motors started obeying TILA.
But we believe they violated TILA many other times before the lawsuit. (After all, our client was just one of many of Wetzel Motors's customers. It's not likely they obeyed TILA for everybody except the person who came to our office.)
You might have a TILA claim against Wetzel Motors too.
If you bought a car from Wetzel motors less than a year ago, even if it was a peach, you might be entitled to be paid for a TILA violation.
We need to see the paperwork to know for sure.
For a no-obligation evaluation of your case, please fill out the form on the "Contact Us" page.
For a copy of the settlement check, see the "Winning Checks" page. In this case Wetzel Motors agreed to let the consumer keep the car without making any more payments.